Money and Finances

When you invest, rather than ingest your coffee money, you can achieve financial independence one coffee cup at a time." Lome, a residential real estate developer, and co-author, David Kramer, a mortgage broker, nearly lost their shirts when the housing market crashed in 2008. Picking up the pieces, they wrote The $500 Cup of Coffee® to inform and inspire others to build and hold onto to their wealth. Writing in a friendly style, they demonstrate that managing money is not difficult, investment is not scary, and that financial security is within reach, especially if you're young enough and mindful enough to invest your time wisely. * If you don't understand money and how it works, they explain financial jargon in simple English and illustrate complex concepts like compound interest and opportunity cost with easy-to-follow real life examples. * If you have a problem relationship with money, they'll calm your anxieties by helping you take control of your money and setting realistic financial goals.* If you're comfortable managing your money, they'll guide you to financial independence one sure step at a time.Rather than tell you what to do, they make your think. While encouraging responsible spending and consistent savings, they take a big picture view of everything from education to retirement including home, work, family, and happiness. When you see how the pieces fit together, they're confident that you'll ask the right questions and make smarter choices. Not only will you build your wealth, you'll use it to make life better.

"You mean to tell me youve been employed as a software engineer for five years and your net worth is $500?" These are not the words you want to hear from your mortgage banker when youre looking to borrow a large sum of money. Despite a well-paying job, the author had managed to spend everything he had earned in the five years after college. The meeting with the mortgage officer was his epiphany. He finally got serious about managing and investing his money. Now in his early 50s, the author is debt free, owns a house free and clear, and has built a retirement portfolio that will comfortably sustain him and his wife in the coming years. This book aims to help people in their 20s avoid the same financial mistakes. In a breezy, humorous, and conversational style, it describes a common-sense approach to spending, saving, investing, and managing your money to get rich slowly, but surely.

A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance. More than ever before, people in their twenties and thirties need help getting their financial lives in order. And who could blame them? These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy. It's time for them to get a financial life. For two decades, Beth Kobliner's bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money. From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today's ever-changing landscape.

Anthony ONeal is on a mission to help EVERY high school graduate succeed in college and beyond. The Graduate Survival Guide is the ultimate manual for students, identifying five mistakes to avoid making in college. These mistakes can lead to years of pain and expensive life lessons. As Anthony tells students, "The caliber of your future will be determined by the choices you make today." This is a must-have book for every high school senior!